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Need an appraisal in Newark or Licking County?
Check out the top reasons Ohio homeowners use EWING APPRAISAL SERVICE:
- Get a pre-listing appraisal (whether they're selling the home themselves or using an agent)
- To challenge a property tax assessment in Ohio
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To lower their monthly mortgage payment by removing PMI
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Reinstate your Home Equity Line of Credit (or HELOC)
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To review another appraiser's report for verification
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In the case of a divorce in the state of Ohio, where real estate needs to be divided
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To settle an estate in Licking county or Ohio by determining the true market value of the property in question
We at EWING APPRAISAL SERVICE understand the particular needs of a consumer after appraisal services.
The appraisal process and reporting formats are relatively routine to our business clients like lenders, attorneys, and accountants. As our client, you can expect extra guidance and explanations through the appraisal process to better understand what we do and how we present our findings.
For Sale by Owner (FSBO)/Pre-Listing Services
Since you have an emotional attachment to your house, it's often very hard to be objective about it.
Our professional appraisers at EWING APPRAISAL SERVICE are objective. We won't just tell you what you want to hear, we will tell you what you need to know.
In addition to helping you set a realistic selling price so your house will attract interested buyers, a professional appraisal is very crucial as a negotiating tool once you have a likely buyer.
The appraisal is something concrete to show the buyer.
It's an independent third party's opinion of your house's value, and not just how much your home is worth.
Interested buyers assume you have an emotional attachment to your house and will be much more likely to give credibility to a qualified appraiser's value report than yours.
Challenging property tax assessments
If you live in a local area that is declining or is not appreciating as much as other homes close by, your local tax assessor may have your home overvalued.
This means you're probably paying higher taxes than you should be paying.
Since your property assessment may likely go up again in the next period, the faster you take care of things like this, the better.
An appraisal report from EWING APPRAISAL SERVICE is your chief weapon when contesting your property tax assessment.
Appraisals to remove PMI
Getting the PMI (Private Mortgage Insurance) canceled from your mortgage loan is a popular way to save money for homeowners.
Once your mortgage loan amount is down below 80% of the value of your house, in most cases you can apply to your lender to have the PMI removed from your loan, which will make your monthly payments go down.
We're qualified in helping homeowners just like you remove unneeded and unwanted PMI insurance.
HELOC recently frozen?
Even if your specific property has not declined in value, your lender just may choose to automatically freeze your home equity line of credit (HELOC) if your house is near a declining area.
This can be negative on your credit score since it may appear as though that credit line is maxed out, and also difficult from a cash flow angle.
An expert appraisal from EWING APPRAISAL SERVICE can help you reinstate your HELOC.
Need Field and Desktop Appraisal Review Services?
Have you just received a copy of your appraisal and you'd prefer to have a seasoned expert double-check it for accuracy or do you need a second opinion without the cost and delay of waiting for a whole new appraisal?
We can go out and check the subject and comps in a field review.
Or, if you're in a rush, we can provide desk review and verify as many facts as we can, using online data sources as well as our own files.
Do you need a retrospective review of an appraisal report? We can assist you.
Although most review work is requested by lenders for quality control, homeowners that have reason to believe a prior appraisal wasn't above board are wise to get a second opinion.
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